Investment Choice Returns to 31 December 2025 for Pension Members
(net of fees) 

Notes:
1. The Australian Share Option was introduced in February 2005. The Fixed Interest Option and the International Share Option were both introduced on 1 January 2016.
2. The Balanced Option was previously called the Smoothed Option. This change was effective from 1 February 2026.
3. The Balanced Option returns have only been calculated on a monthly basis since 1 July 2013, previously they were calculated on an annual basis.
4. Past performance of an investment option does not guarantee future performance of that investment option.

Investment Choice Returns to 31 December 2025 for Accumulation Members
(net of fees and taxes)

NOTES:
1. The Australian Share Option was introduced in February 2005. The Fixed Interest Option and the International Share Option were both introduced on 1 January 2016.
2. The Balanced Option was previously called the Smoothed Option. This change was effective from 1 February 2026.
3. The Balanced Option returns have only been calculated on a monthly basis since 1 July 2013, previously they were calculated on an annual basis.
4. Past performance of an investment option does not guarantee future performance of that investment option.