Cash

Aim

To protect member’s capital at all times.

Objective

​To earn investment returns competitive with other cash investments over a 1 year period, net of tax and fees.

Strategy

To invest in cash or other short-term investments.

Strategic Asset allocation

Cash 100%

Suitability

For members who:

• have a short to medium investment time frame (0-3 years);

• do not like risk; and

• are willing to accept lower returns for protection from short-term investment losses.
  

Minimum investment timeframe

If you choose this option, be prepared to stay invested for 1 to 3 years before it meets its objectives.

Expected frequency of a negative annual return

Not expected in any 1 year period, aim is to preserve capital every year.

Annual Returns