Balanced

Aim

To provide a competitive growth investment with balanced investment returns on a year-to-year basis.

Objective

To earn at least the Consumer Price Index (CPI) plus 3% per annum over a rolling 10 year period, net of tax and fees.

Strategy

Invest approximately:

• two thirds in shares/target return assets; and

• one third in cash/fixed interest.
  

Strategic asset allocation

Australian Shares 10% - 35%

International Shares 15% - 35%

Listed Real Assets 0% - 10%

Target Return Assets 5% - 45%

Fixed Interest 5% - 40%

Cash 0% - 20%

Suitability

For members who:

• expect to have their super or pension invested for more than five years;

• would like exposure to growth assets; and

• want less ups-and-downs in their year-to-year investment returns.
  

Minimum investment time frame

Medium to long-term: if you choose this option, be prepared to stay invested in it for more than 5 years before it meets its objectives.

Expected frequency of negative annual returns

To have no more than four negative returns over any 20 year period (on average).

Annual Returns