Investment Returns

The crediting rates listed below are net of fees and taxes. The Financial Year to Date returns may not equal the summation of monthly data. The crediting rates are to 31 December 2011 .

PeriodCash OptionCapital Stable OptionGrowth OptionShare (50/50) OptionSRI OptionAus. Share Option
1 month0.33%-0.08%-0.14%-0.61% -1.12%
3 months1.01%1.46%1.87%1.71% 1.61%
6 months2.10%-1.50%-3.05%-8.21% -9.84%
1 year4.33%-0.40%-2.03%-9.10% -11.73%
2 years4.25%2.14%0.83%-4.26% -4.55%
3 years3.65%6.09%5.34%2.94% 7.18%
4 years4.22%1.64%-1.39%-6.02% -5.21%
5 years4.43%2.50%-0.33%-4.09% -1.87%
Calendar Year to Date4.33%-0.40%-2.03%-9.10% -11.73%
Financial Year to Date2.10%-1.50%-3.05%-8.21% -9.84%
July 20110.38%-0.88%-1.80%-3.69% -4.06%
August 20110.36%-0.51%-1.28%-3.34% -2.30%
September 20110.34%-1.56%-1.83%-3.06% -5.33%
October 20110.33%2.39%2.73%4.16% 6.66%
November 20110.34%-0.82%-0.70%-1.76% -3.66%
December 20110.33%-0.08%-0.14%-0.61% -1.12%

* Please note that past performance should not be taken as an indication of future performance.